Go to Nicaragua..The cost of living here his low.A lot of places to explore inexpensive and with crowds, as this country is still below the radar.Volcanoes,forests,world class surfing,fishing,eco-tours,Rio San Juan,stay with me 50% off until Dec.15,2009.Casa Del Soul,San juan Del Sur,Nicaragua..Rated #-1 in "Specialty Lodging" by tripadvisor.com.I am the owner,Randy Harvey

I couldn't agree more with tip #10. I had no idea that you could save so much traveling during the off-season, especially in Europe - as much as 25%. Plus there are companies that are offering further discounts on their off season vacations. One offer I came across was from Globus - $200 off per couple. If your readers want to check it out they can visit http://www.globusjourneys.com/Special-Offers/Winter-Vacations/